UK money guides
Plain-English explanations of the things our calculators work out, with links to the right calculator.
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How much stamp duty will I pay?
How stamp duty works in England and Northern Ireland, with worked examples.
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Is it worth overpaying your mortgage?
What overpaying saves, the limits to check, and when something else comes first.
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The 50/30/20 budget rule explained
Split your take-home pay into needs, wants and savings.
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How much is £30,000 a year after tax?
A £30,000 salary leaves about £25,120 after tax and National Insurance, with comparisons.
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How to pay off your mortgage early
Five ways to clear your mortgage sooner, with worked examples.
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How is savings interest taxed?
The savings allowance, starting rate and ISAs, with examples.
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Salary after tax: £20,000 to £100,000
Take-home pay for common salaries, per year, month and week.
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UK tax codes explained
What 1257L means, what the letters stand for and how to check your code.
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How National Insurance works
The 2026/27 rates, who pays, and how it builds your State Pension.
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Student loan repayments explained
Thresholds for each plan, worked examples and when loans are written off.
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First-time buyer costs beyond the deposit
Stamp duty, legal fees, surveys, mortgage fees and the Lifetime ISA.
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Child Benefit if you earn over £60,000
How the charge works, whether to claim, and how to reduce it.
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Capital Gains Tax on a second home
How the gain is taxed, with worked examples and the 60-day deadline.